Mortgage & Commercial Lending News.

Houston's premier blog for all things related to Commercial and Residential Hard Money Loans.

AMI_Lenders_Txt_Only.png

Lumber prices are almost sky-high. So what does this mean for Home Buyers, Developers, and Hard Money Lenders?

Posted by Jim Emerson

Jun 14, 2021 1:21:22 PM

Lumber has been in the headlines for some time now as we see its prices skyrocketing. Suppose you were thinking of starting construction in your new home or developing one for sale. In that case, you can't ignore the surge in lumber prices brought about by complex macroeconomic forces which were unduly complicated by the Covid-19 pandemic. As a result, demand for lumber has exploded in the past year, and lumberyards and suppliers have struggled to keep up with demand.

Read More

Topics: houston hard money lenders, AMI Lenders, Lumber Prices

Fix and Flip investments Can Be Lucrative If You Avoid These Common Mistakes Made by Real Estate Investors.

Posted by Jim Emerson

Apr 6, 2021 10:56:03 AM

Experienced investors have a good idea about how to make lucrative investments in fix and flip investments. However, not everyone knows how to make a rewarding deal because numerous new real estate investors do not have accurate knowledge about it. AMI Lenders believes fix and flip investments are very profitable. Hence, we have put together a list of common mistakes you must avoid if you want a beneficial investment. 
Read More

Topics: construction loans, houston hard money lenders, fix and flip, real estate investors

As Hard Money Lenders, we often we asked what is the difference between the APY vs. APR?

Posted by Jim Emerson

Apr 6, 2021 9:58:07 AM

If you ever wondered what the difference is between the APY and the APR, here's all you need to know:

Read More

Topics: Hard Money, hard money lenders, houston hard money lenders, APY, APR

Fast-Closing Hard Money Loans: The Best Way to Secure and Close on an Investment Property, Fast!

Posted by Jim Emerson

Dec 15, 2020 11:55:42 AM

Read More

Topics: hard money lenders, houston hard money lenders, Fast Hard Money Lenders in Houston, Fast-Closing Hard Money Loans, Fastest Private Mortgage Lenders in Houston

How Do Realtors, Brokers, and Private Lenders Work Together to Help Real Estate Investors?

Posted by Jim Emerson

Nov 13, 2020 5:00:08 PM

With a robust real estate market in Houston, you may be thinking about purchasing a property as an investment. After all, home values reported in September 2020 are up in Houston by more than 11% year-over-year.

Read More

Topics: Hard Money Loans, houston hard money lenders, private mortgage investors, real estate

How Subprime Loans Differ From Non-QM Loans: A Hard Money Lender’s Perspective.

Posted by Jim Emerson

Oct 19, 2020 11:00:00 AM

During the Great Recession of 2008, millions of Americans lost their homes. The housing market collapsed, leaving the national economy in shambles.

Finger-pointing was common in the years to follow, but most financial experts can agree to one major cause: subprime mortgages.

Subprime loans are dangerous because they hide behind the pretense of helping low-income Americans.

Read More

Topics: houston hard money lenders, private money lender, subrpime loans, non qualified mortgage loans, non qm loans

What Is the Difference Between a Non-Qualified Mortgage and a Qualified Mortgage Loan

Posted by Jim Emerson

Oct 1, 2020 12:26:19 PM

Read More

Topics: mortgage loans, residential hard money loans, houston hard money lenders, non-qualified mortgage, qualified mortgage loan

Why would one borrow from a Hard Money Lender?

Posted by Jim Emerson

Dec 4, 2019 4:50:11 PM

The most frequently asked question of Houston hard money lenders is why would a borrower finance or refinance a property with a hard money lender.

Read More

Topics: houston hard money lenders

Houston Hard Money Lenders Advice for First Time Home Buyers

Posted by Jim Emerson

Apr 1, 2019 4:31:12 PM

Are you ready to own your first home? Do you have enough money saved for a down payment? Have you figured out how to finance the purchase? Owning a home is the number one goal for most people, and the more informed you are, the better chances you’ll have to get into the right first home for you.

Read More

Topics: residential investment, mortgage loans, home buyers, residential hard money loans, houston hard money lenders

Texas Foreclosures And A Hard Money Lender's Take On How To Avoid it.

Posted by Jim Emerson

Mar 1, 2019 11:13:22 AM

Foreclosure is a scary situation for any homeowner.

It usually occurs when a homeowner stops making payments on their mortgage loan.

Since mortgaged are secured loans, this means that the property will serve as collateral for the amount borrowed.

Read More

Topics: Hard Money, residential hard money loans, houston hard money lenders

   

Our Hard Money Blog

AMI Lenders' Commercial Lending blog contains helpful information to help you understand the intricacies of Commercial Hard Money Lending practices in Texas. 

Apply Today!

Recent Posts

Subscribe to Email Updates

Posts by Topic

see all