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Residential Hard Money Lenders

Residential Hard Money Lenders

Established in 1990 by Jim Emerson, AMI Lenders is a Private Real Estate Lender or Hard Money Lender providing an alternate source of real estate financing for all types of properties in the Residential  and  Commercial fields. AMI Lenders are licensed Residential and Commercial Mortgage Lenders.

Experienced Hard Money Lenders

Our Commercial Hard Money Lenders have over sixty years of combined experience providing better service and hard money lending rates in Houston and surrounding cities. We are a private lender and respond quickly to hard money loan requests.

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These are loans made to individuals who are acquiring or refinancing a residential property, and occupy or intend to occupy the property, as a primary or secondary residence.

Commercial Loans

These loans are secured by properties being acquired and/or owned as an investment for a defined commercial use. The investment can be short or long term depending on the needs of the Owner/Borrower. Read More...


AMI Lenders will assist you with acquiring financing for assets other than real estate. These are commercial loans used to provide working capital for ongoing operations and the acquisition of equipment. Read More...


Jim Emerson- Private Real Estate Lender

Jim Emerson founded AMI Lenders in 1990 when he realized he could provide services far superior to those being offered by existing banks, financial institutions and other Private Money Lenders

AMI Lenders started as a small private hard money lender, but is now Houston's Premier Hard Money Lender and one of the largest Private Real Estate Lenders in the Southwest, there are no committees or third parties to stand between you and your loan.

AMI lends its own money and makes all decisions. This allows Jim Emerson and his staff of Residential Hard Money Lenders total control and flexibility when deciding on hard money loan.

Apply Today!