Mortgage & Commercial Lending News.

Early in May 2023, we read an interesting post by Tony Cantu published in the MPA magazine^[1]. Mr. Cantu interviews a Dallas based veteran lender who predicts that we will witness a transformation in the US real estate market “from a seller’s market to a buyer’s market some six months from now” (Mr. Cantu’s article is dated May 1, 2023). At AMI Lenders, one of Houston’s most reputed private money lenders, we think this topic is worth exploring because a shift to a buyer’s market would positively benefit our readers and/or clients who are currently in the market for a property -whether you are first time buyers, or are looking to improve or modify your current housing situation, or are looking into building up your real estate portfolio.

Private hard-money lenders have been a significant financing force behind the Fix-and-Flip (F&F) business model, which has risen to prominence among real-estate investors during the past 10 to 15 years. Yet, given the hefty increase in mortgage rates during 2022, and a somewhat cooling housing demand, real estate investors might be hesitant about starting an F&F process during 2023.