Mortgage & Commercial Lending News.

Houston's premier blog for all things related to Commercial and Residential Hard Money Loans.

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How the "Work from Home" Lifestyle Changes have Opened Interesting Opportunities in the Real Estate Market

Posted by Jim Emerson

Nov 9, 2021 12:18:14 PM

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Topics: houston, residential hard money loans, fix and flip, AMI Lenders

What will the 2021-2022 residential property market look like for Real Estate investors?

Posted by Jim Emerson

Aug 26, 2021 11:51:46 AM

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Topics: houston, residential hard money loans, real estate investors, AMI Lenders

Learn How to Prioritize Repairs to a Fix and Flip Property and Make the Most of your Hard Money Loan.

Posted by Jim Emerson

Apr 1, 2021 12:13:52 PM

As Fix and Flip investments gain popularity, they can help experienced Fix and Flippers make a substantial profit. In the past four years, the average gross flipping profit for investors has been between $60,000 and $70,000. However, if you don't do it properly, it's also possible to end up with a loss instead. As the name suggests, these properties need to be "fixed" before they are sold again. Fixing most commonly refers to repair work. It may be tempting to repair a few things in the house here and there and resell them. However, we also recommend following the advice from a professional home inspector for the highest profit. 

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Topics: hard money lenders, residential hard money loans, fix and flip

What Is the Difference Between a Non-Qualified Mortgage and a Qualified Mortgage Loan

Posted by Jim Emerson

Oct 1, 2020 12:26:19 PM

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Topics: mortgage loans, residential hard money loans, houston hard money lenders, non-qualified mortgage, qualified mortgage loan

High Cost VS Higher Priced

Posted by Jim Emerson

Jun 10, 2020 5:15:55 PM

 

In 2010, and in response to the financial crisis that we now know as the Great Recession, President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act into law. The law places strict regulations on lenders and banks in an effort to protect consumers and prevent another all-out economic recession. It was this act that outlined a set of rules around higher priced vs. high cost mortgage rates.

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Topics: mortgage loans, home buyers, dodd frank, residential hard money loans, private money lender

Houston Hard Money Lenders Advice for First Time Home Buyers

Posted by Jim Emerson

Apr 1, 2019 4:31:12 PM

Are you ready to own your first home? Do you have enough money saved for a down payment? Have you figured out how to finance the purchase? Owning a home is the number one goal for most people, and the more informed you are, the better chances you’ll have to get into the right first home for you.

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Topics: residential investment, mortgage loans, home buyers, residential hard money loans, houston hard money lenders

Texas Foreclosures And A Hard Money Lender's Take On How To Avoid it.

Posted by Jim Emerson

Mar 1, 2019 11:13:22 AM

Foreclosure is a scary situation for any homeowner.

It usually occurs when a homeowner stops making payments on their mortgage loan.

Since mortgaged are secured loans, this means that the property will serve as collateral for the amount borrowed.

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Topics: Hard Money, residential hard money loans, houston hard money lenders

What Private Mortgage Lenders want you to know about Flood Insurance in Texas

Posted by Jim Emerson

Sep 26, 2018 2:08:55 PM

Texas is amongst the top of the nation in rankings for weather-related property damage each year. Therefore, knowing the different types of insurances available and their coverages is crucial. If you live or plan to live in one of the  14 coastal counties or parts of Harris County or Galveston Bay you should know of separate policies that are available that may help you protect yourselves from losses caused by flooding.

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Topics: Hard Money Loans, hard money lenders, residential hard money loans, houston hard money lenders, private mortgage investors, flood insurance, commercial hard money loan

Private Mortgage Investors Must Warn Consumers of the Surge in Mortgage Risk Fraud

Posted by Jim Emerson

May 30, 2018 5:17:08 PM

For the 6TH straight quarter Mortgage application fraud is on the upswing according to the National Mortgage Application Fraud Risk In

 

dex released by CoreLogic, a real estate data firm. CoreLogic developed the index based on residential mortgage loan applications processed by CoreLogic Loan Safe Fraud Manager, a predictive scoring technology.  Based on their findings, the index has increased for all of the last six consecutive quarters.

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Topics: mortgage loans, mortgage process, residential hard money loans, private mortgage investors

Home Inspections FAQ’s for First Time Buyers and Sellers

Posted by Jim Emerson

May 25, 2018 4:40:48 PM

 

Obtaining a home inspection is a very important investment that will give you the confidence to make the best decisions whether you are selling or buying a home. If you are buying a home, this can be your largest single investment you will ever make. As private mortgage investors, we recommend you learn as much as possible about the newly constructed home or existing home before you purchase. If you are already a homeowner, a home inspection will give you the opportunity to identify problems and suggest preventative measures to help avoid costly repairs in the future. Below we will explore the most common FAQ’s regarding home inspections.

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Topics: residential hard money loans, buying new home, private mortgage investors

   

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AMI Lenders' Commercial Lending blog contains helpful information to help you understand the intricacies of Commercial Hard Money Lending practices in Texas. 

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