--- title: Mortgages and Lending News | buying new home description: buying new home | With 30 years + of Hard Money Lending experience, Jim Emerson, a Private Mortgage Investor, has turned AMI Lenders into one of the largest privately-owned Mortgage Investors Corporation --- English | [Español](https://www.amilenders.com/prestamistas-rapidos-dinero-privado-houston) Call Us: [713-682-4400](tel:713-682-4400) [![Associated_Mortgage_Investors_logo.jpg](https://www.amilenders.com/hs-fs/hubfs/Branding_New_2016/Horizontal_Logo_New.png?width=180&height=64&name=Horizontal_Logo_New.png "Associated_Mortgage_Investors_logo.jpg")](https://www.amilenders.com) # Mortgage & Commercial Lending News. #### Houston's premier blog for all things related to Commercial and Residential [Hard Money Loans](https://www.amilenders.com/specialty-hard-money-loans). ![AMI_Lenders_Txt_Only.png](https://www.amilenders.com/hs-fs/hubfs/Branding_New_2016/AMI_Lenders_Txt_Only.png?width=194&name=AMI_Lenders_Txt_Only.png "AMI_Lenders_Txt_Only.png") ## [Is buying a house in Houston at the close of 2022 smart? A Hard Money Lenders' Perspective.](https://www.amilenders.com/blog-ami/is-buying-a-house-in-houston-at-the-close-of-2022-smart-a-hard-money-lenders-perspective) Posted by [Jim Emerson](https://www.amilenders.com/blog-ami/author/jim-emerson) Nov 28, 2022 12:00:00 PM - [Tweet](https://twitter.com/share) [![](https://www.amilenders.com/hubfs/Is%20buying%20a%20house%20in%20Houston%20at%20the%20close%20of%202022%20smart.jpg) ](https://www.amilenders.com/blog-ami/is-buying-a-house-in-houston-at-the-close-of-2022-smart-a-hard-money-lenders-perspective)  In a previous entry [Is it still a good time to buy a house in Houston? A Hard Money Lenders' Perspective](https://www.amilenders.com/blog-ami/is-it-still-a-good-time-to-buy-a-house-in-houston-a-hard-money-lenders-perspective) investing in real estate in Houston, we stated that the US economy is facing complicated macroeconomic forces. This statement has been proven true once again in the past few days. [Read More](https://www.amilenders.com/blog-ami/is-buying-a-house-in-houston-at-the-close-of-2022-smart-a-hard-money-lenders-perspective) Topics: [loans](https://www.amilenders.com/blog-ami/topic/loans), [houston hard money lenders](https://www.amilenders.com/blog-ami/topic/houston-hard-money-lenders), [buying new home](https://www.amilenders.com/blog-ami/topic/buying-new-home), [AMI Lenders](https://www.amilenders.com/blog-ami/topic/ami-lenders) ## [Home Inspections FAQ’s for First Time Buyers and Sellers](https://www.amilenders.com/blog-ami/home-inspections-faqs-for-first-time-buyers-and-sellers) Posted by [Jim Emerson](https://www.amilenders.com/blog-ami/author/jim-emerson) May 25, 2018 4:40:48 PM - [Tweet](https://twitter.com/share) [![](https://www.amilenders.com/hubfs/Screen%20Shot%202018-05-25%20at%204.25.14%20PM.png) ](https://www.amilenders.com/blog-ami/home-inspections-faqs-for-first-time-buyers-and-sellers)   Obtaining a **home inspection** is a very important investment that will give you the confidence to make the best decisions whether you are selling or [**buying a home**.](https://www.amilenders.com/residential-hard-money-loans) If you are buying a home, this can be your largest single investment you will ever make. As[** private mortgage investors**](https://www.amilenders.com/), we recommend you learn as much as possible about the newly constructed home or existing home before you purchase. If you are already a homeowner, **a home inspection will give you the opportunity to identify problems and suggest preventative measures to help avoid costly repairs in the future.** Below we will explore the most common FAQ’s regarding home inspections. [Read More](https://www.amilenders.com/blog-ami/home-inspections-faqs-for-first-time-buyers-and-sellers) Topics: [residential hard money loans](https://www.amilenders.com/blog-ami/topic/residential-hard-money-loans), [buying new home](https://www.amilenders.com/blog-ami/topic/buying-new-home), [private mortgage investors](https://www.amilenders.com/blog-ami/topic/private-mortgage-investors) ## [AMI Lenders helps Millennials become homeowners with Hard Money Loans](https://www.amilenders.com/blog-ami/ami-lenders-houstons-hard-money-lenders-can-help-millennials-become-homeowners) Posted by [Jim Emerson](https://www.amilenders.com/blog-ami/author/jim-emerson) May 11, 2017 10:37:41 AM - [Tweet](https://twitter.com/share) [![](https://www.amilenders.com/hubfs/Blog_Images/homestead-hard-money-loans.jpg) ](https://www.amilenders.com/blog-ami/ami-lenders-houstons-hard-money-lenders-can-help-millennials-become-homeowners) [**AMI Lenders**](https://www.amilenders.com/) is a [**Private Mortgage Investor company or Hard Money Lender** ](https://www.amilenders.com/)who provides innovative solutions, personalized service and applies a proprietary, common sense approach to loan underwriting by looking beyond the numbers to determine the true value and risk of a borrower.   [Read More](https://www.amilenders.com/blog-ami/ami-lenders-houstons-hard-money-lenders-can-help-millennials-become-homeowners) Topics: [residential hard money loans](https://www.amilenders.com/blog-ami/topic/residential-hard-money-loans), [houston hard money lenders](https://www.amilenders.com/blog-ami/topic/houston-hard-money-lenders), [buying new home](https://www.amilenders.com/blog-ami/topic/buying-new-home), [private mortgage investors](https://www.amilenders.com/blog-ami/topic/private-mortgage-investors) [All posts](https://www.amilenders.com/blog-ami/all) [![Share on Facebook](https://static.hubspot.com/final/img/common/icons/social/facebook-24x24.png)](http://www.facebook.com/share.php?u=https%3A%2F%2Fwww.amilenders.com%2Fblog-ami%2Ftopic%2Fbuying-new-home%3Futm_medium%3Dsocial%26utm_source%3Dfacebook) [![Share on LinkedIn](https://static.hubspot.com/final/img/common/icons/social/linkedin-24x24.png)](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.amilenders.com%2Fblog-ami%2Ftopic%2Fbuying-new-home%3Futm_medium%3Dsocial%26utm_source%3Dlinkedin) [![Share on Twitter](https://static.hubspot.com/final/img/common/icons/social/twitter-24x24.png)](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fwww.amilenders.com%2Fblog-ami%2Ftopic%2Fbuying-new-home%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&url=https%3A%2F%2Fwww.amilenders.com%2Fblog-ami%2Ftopic%2Fbuying-new-home%3Futm_medium%3Dsocial%26utm_source%3Dtwitter&source=tweetbutton&text=Mortgages%20and%20Lending%20News%20%7C%20buying%20new%20home) [![Share on Email](https://static.hubspot.com/final/img/common/icons/social/email-24x24.png)](mailto:?subject=Check%20out%20https%3A%2F%2Fwww.amilenders.com%2Fblog-ami%2Ftopic%2Fbuying-new-home%3Futm_medium%3Dsocial%26utm_source%3Demail%20&body=Check%20out%20https%3A%2F%2Fwww.amilenders.com%2Fblog-ami%2Ftopic%2Fbuying-new-home%3Futm_medium%3Dsocial%26utm_source%3Demail) ## Our Hard Money Blog AMI Lenders' Commercial Lending blog contains helpful information to help you understand the intricacies of Commercial Hard Money Lending practices in Texas.  [![Apply Today!](https://no-cache.hubspot.com/cta/default/352755/742551d4-8c56-438e-8546-c53ef6b5db1e.png)](https://cta-redirect.hubspot.com/cta/redirect/352755/742551d4-8c56-438e-8546-c53ef6b5db1e) ### Recent Posts ### Subscribe to Email Updates ### Posts by Topic - 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Residential Mortgage Loan Originator NMLS 320385 State of Texas Office of Consumer Credit Commissioner Regulated Lender License #51409 710 N Post Oak Rd Suite 208 Houston TX 77024 Jeff Emerson: NMLS #320687 Figure: 7 TAC §80.200(b) "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT [WWW.SML.TEXAS.GOV](http://WWW.SML.TEXAS.GOV). A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT [WWW.SML.TEXAS.GOV](http://WWW.SML.TEXAS.GOV).” **Designed by [Big Bite Marketers](https://unleashbig.com/)**