Mortgage & Commercial Lending News.

Houston's premier blog for all things related to Commercial and Residential Hard Money Loans.


Fix and Flip investments Can Be Lucrative If You Avoid These Common Mistakes Made by Real Estate Investors.

Posted by Jim Emerson

Apr 6, 2021 10:56:03 AM

Experienced investors have a good idea about how to make lucrative investments in fix and flip investments. However, not everyone knows how to make a rewarding deal because numerous new real estate investors do not have accurate knowledge about it. AMI Lenders believes fix and flip investments are very profitable. Hence, we have put together a list of common mistakes you must avoid if you want a beneficial investment. 
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Topics: construction loans, houston hard money lenders, fix and flip, real estate investors

Hard Money for Hard Costs

Posted by Jeff Emerson

Jan 22, 2020 5:27:41 PM

Several factors need to be considered before planning a construction project:

1.-Type of project

2.-Desired structure

3.- Construction lot

And (most importantly),

4.- Budget.

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Topics: Houston Commercial Loans, construction loans, commercial hard money loan, construction project financers

Residential Investments: 4 Rules for Fix and Flip loans.

Posted by Caleb Bowers

Aug 15, 2014 7:30:00 AM

What is a “flipping” a house?  A flip is a residential investment when a house is purchased in bad condition, intending to renovate and/or remodel. This is also the process called Fix and Flip Loans and is then listed for sale for a profit.  

So what can be some of the challenges when purchasing a home to flip?  These types of investments have many moving parts, so savvy investors will know how to look at the deal from different angles. The purchase price can be as important as the renovation budget or the contractor you pick. The typical variables such as location come into play, along with making renovations that are comparable to what is popular in its proximity. Following are some pointers to follow when venturing into flipper territory.

1. Research the Prior Condition of the Subject Property

It’s important to know as much as possible about the home before moving forward with the purchase of real estate investing to fix and flip loans.  Oftentimes times, flipped homes are foreclosures from banks. Bank-owned properties often sit vacant for extended periods, resulting in several possible things that can go wrong with the property. Has the home been vandalized? Copper wiring/plumbing removed? Did the pipes burst?  If there is moisture in a home, mold? These are all items that can have a considerable effect on the cost of the repairs, therefore making them key in the success of the transaction. 

2. Know who you’re working with

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Topics: Specialty Loans, Foreclosure, Tips, construction loans, residential investment

5 Tips For Securing Construction Financing With A Hard Money Loan

Posted by Jim Emerson

Jul 16, 2014 12:05:55 PM

Many believe that getting a construction loan is a difficult process. In some cases, this assumption is correct; however, with the right tools and information, getting approved for a construction loan is possible. Often times it’s a matter of finding the right loan from the right lender. Hard money lenders have become prime candidates for construction financing. Even though they offer higher interest rates, the actual difference in cost is usually not detrimental to the project since they are usually be held for short periods of time; for this reason it’s imperative to have a clear exit strategy before considering a construction loan.

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Topics: Hard Money Loans, Houston Commercial Loans, construction loans


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AMI Lenders' Commercial Lending blog contains helpful information to help you understand the intricacies of Commercial Hard Money Lending practices in Texas. 

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