---
title: Mortgages and Lending News | construction loans
description: construction loans | With 30 years + of Hard Money Lending experience, Jim Emerson, a Private Mortgage Investor, has turned AMI Lenders into one of the largest privately-owned Mortgage Investors Corporation
---

English | [Español](https://www.amilenders.com/prestamistas-rapidos-dinero-privado-houston)  
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# Mortgage & Commercial Lending News.

#### Houston's premier blog for all things related to Commercial and Residential [Hard Money Loans](https://www.amilenders.com/specialty-hard-money-loans).

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## [Fix and Flip investments Can Be Lucrative If You Avoid These Common Mistakes Made by Real Estate Investors.](https://www.amilenders.com/blog-ami/fix-and-flip-investments-can-be-lucrative-if-you-avoid-these-common-mistakes-made-by-real-estate-investors)

 Posted by [Jim Emerson](https://www.amilenders.com/blog-ami/author/jim-emerson)

 Apr 6, 2021 10:56:03 AM

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[![](https://www.amilenders.com/hubfs/AMIL-1092%20Fix%20and%20Flip%20Investing%20Mistakes%20to%20avoid_web.jpg) ](https://www.amilenders.com/blog-ami/fix-and-flip-investments-can-be-lucrative-if-you-avoid-these-common-mistakes-made-by-real-estate-investors)

Experienced investors have a good idea about how to make lucrative investments in fix and flip investments. However, not everyone knows how to make a rewarding deal because numerous new real estate investors do not have accurate knowledge about it. [**AMI Lenders**](https://www.amilenders.com/) believes [fix and flip](https://www.amilenders.com/fix-and-flip-loans-in-houston) investments are very profitable. Hence, we have put together a list of common mistakes you must avoid if you want a beneficial investment.  

[Read More](https://www.amilenders.com/blog-ami/fix-and-flip-investments-can-be-lucrative-if-you-avoid-these-common-mistakes-made-by-real-estate-investors)

 Topics: [construction loans](https://www.amilenders.com/blog-ami/topic/construction-loans), [houston hard money lenders](https://www.amilenders.com/blog-ami/topic/houston-hard-money-lenders), [fix and flip](https://www.amilenders.com/blog-ami/topic/fix-and-flip), [real estate investors](https://www.amilenders.com/blog-ami/topic/real-estate-investors)

## [Hard Money for Hard Costs](https://www.amilenders.com/blog-ami/hard-money-for-hard-costs)

 Posted by [Jeff Emerson](https://www.amilenders.com/blog-ami/author/jeff-emerson)

 Jan 22, 2020 5:27:41 PM

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[![](https://www.amilenders.com/hubfs/hard-costs-soft-costs-ami-lenders.jpg) ](https://www.amilenders.com/blog-ami/hard-money-for-hard-costs)

Several factors need to be considered before planning a construction project:

1.-Type of project

2.-Desired structure

3.- Construction lot

And (most importantly),

4.- Budget.

[Read More](https://www.amilenders.com/blog-ami/hard-money-for-hard-costs)

 Topics: [Houston Commercial Loans](https://www.amilenders.com/blog-ami/topic/houston-commercial-loans), [construction loans](https://www.amilenders.com/blog-ami/topic/construction-loans), [commercial hard money loan](https://www.amilenders.com/blog-ami/topic/commercial-hard-money-loan), [construction project financers](https://www.amilenders.com/blog-ami/topic/construction-project-financers)

## [Residential Investments: 4 Rules for Fix and Flip loans.](https://www.amilenders.com/blog-ami/4-rules-for-flipping-houses)

 Posted by [Caleb Bowers](https://www.amilenders.com/blog-ami/author/caleb-bowers)

 Aug 15, 2014 7:30:00 AM

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[![](https://www.amilenders.com/hs-fs/file-479578930-jpg/Residential_Images/large_578.jpg) ](https://www.amilenders.com/blog-ami/4-rules-for-flipping-houses)

<https://www.amilenders.com/contact_us>What is a “flipping” a house?  A flip is a residential investment when a house is purchased in bad condition, intending to renovate and/or remodel. This is also the process called Fix and Flip Loans and is then listed for sale for a profit.  

So what can be some of the challenges when purchasing a home to flip?  These types of investments have many moving parts, so savvy investors will know how to look at the deal from different angles. The purchase price can be as important as the renovation budget or the contractor you pick. The typical variables such as location come into play, along with making renovations that are comparable to what is popular in its proximity. Following are some pointers to follow when venturing into flipper territory.

### 1. Research the Prior Condition of the Subject Property

It’s important to know as much as possible about the home before moving forward with the purchase of real estate investing to fix and flip loans.  Oftentimes times, flipped homes are foreclosures from banks. Bank-owned properties often sit vacant for extended periods, resulting in several possible things that can go wrong with the property. Has the home been vandalized? Copper wiring/plumbing removed? Did the pipes burst?  If there is moisture in a home, mold? These are all items that can have a considerable effect on the cost of the repairs, therefore making them key in the success of the transaction. 

### 2. Know who you’re working with

[Read More](https://www.amilenders.com/blog-ami/4-rules-for-flipping-houses)

 Topics: [Specialty Loans](https://www.amilenders.com/blog-ami/topic/specialty-loans), [Foreclosure](https://www.amilenders.com/blog-ami/topic/foreclosure), [Tips](https://www.amilenders.com/blog-ami/topic/tips), [construction loans](https://www.amilenders.com/blog-ami/topic/construction-loans), [residential investment](https://www.amilenders.com/blog-ami/topic/residential-investment)

## [5 Tips For Securing Construction Financing With A Hard Money Loan](https://www.amilenders.com/blog-ami/securing-construction-financing-five-tips-for-getting-a-construction-loan)

 Posted by [Jim Emerson](https://www.amilenders.com/blog-ami/author/jim-emerson)

 Jul 16, 2014 12:05:55 PM

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[![](https://www.amilenders.com/hs-fs/hub/352755/file-1262177517.jpg) ](https://www.amilenders.com/blog-ami/securing-construction-financing-five-tips-for-getting-a-construction-loan)

Many believe that getting a construction loan is a difficult process. In some cases, this assumption is correct; however, with the right tools and information, getting approved for a construction loan is possible. Often times it’s a matter of finding the right loan from the right lender. Hard money lenders have become prime candidates for construction financing. Even though they offer higher interest rates, the actual difference in cost is usually not detrimental to the project since they are usually be held for short periods of time; for this reason it’s imperative to have a clear exit strategy before considering a construction loan.

[Read More](https://www.amilenders.com/blog-ami/securing-construction-financing-five-tips-for-getting-a-construction-loan)

 Topics: [Hard Money Loans](https://www.amilenders.com/blog-ami/topic/hard-money-loans), [Houston Commercial Loans](https://www.amilenders.com/blog-ami/topic/houston-commercial-loans), [construction loans](https://www.amilenders.com/blog-ami/topic/construction-loans)

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Jeff Emerson: NMLS #320687

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"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT [WWW.SML.TEXAS.GOV](http://WWW.SML.TEXAS.GOV). A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

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