Posted by Jim Emerson
Jan 27, 2023 9:00:00 AM
Topics: hard money lenders, houston, loans, AMI Lenders
Topics: hard money lenders, houston, private mortgage investors, AMI Lenders, Real Estate Financing
Posted by Jim Emerson
Nov 11, 2022 5:00:00 PM
Maybe your brother-in-law, next-door neighbor, or a colleague at work, has told you that the real estate market "is going down the drain." They probably said to you that mortgage rates are at "unpayable levels" and that one of the following is going to happen: recession, lack of buyers, loss of equity as home prices fall, higher interest rates, and lack of lenders, among many others.
Topics: houston, houston hard money lenders, AMI Lenders, Real Estate Investment
Posted by Jim Emerson
Oct 26, 2022 12:32:32 PM
Topics: hard money lenders, houston, real estate, private money lender, real estate investors, AMI Lenders
Posted by Jim Emerson
Oct 3, 2022 5:00:00 PM
Topics: Hard Money Loans, houston, commercial hard money loan, private money lender, AMI Lenders, Real Estate Investment, Commercial property
Posted by Jim Emerson
Sep 27, 2022 12:00:00 PM
At AMI Lenders, we believe 2022 is still a good time, especially for first-time buyers, to get a mortgage and purchase a lovely house for you and your family. Interest rates are still attractive compared to previous decades, and house price increases have slowed since the recent pandemic. Finally, buying a house with a fixed-rate mortgage is still a good hedge against inflation's effects.
Topics: hard money lenders, mortgage loans, houston, loans, AMI Lenders, mortgage
Posted by Jim Emerson
Sep 9, 2022 12:00:00 PM
Our outlook on real estate and life is usually quite positive at AMI Lenders. That's why our blog is choc-full-of upbeat advice on what to do and think about when you're evaluating purchasing a house or investing in real estate—always looking optimistically towards the future. But we noticed lately that we barely touch upon themes about your mortgage or hard-money loan once you have received the money. We expect our clients to meet all their obligations on time, but that is not always the case. As such, we thought it would be a good idea to touch on some thorny issues that can happen when things don't go our client's way. Hopefully, they will never materialize for you, our faithful reader.
Topics: houston, private money lender, AMI Lenders, mortgage
Posted by Jim Emerson
Aug 30, 2022 10:49:13 AM
Many of our clients tell us during their mortgage application process that they spent significant time being uncertain about ─sometimes even agonizing over what would be the right decision: owning or renting. Since we are in the business of helping our clients own a house at AMI Lenders, we thought it might be helpful to put down in black and white what we know to be relevant factors to ponder while navigating this rent vs. own decision process.
Topics: Hard Money Loans, mortgage loans, houston, AMI Lenders
Posted by Jim Emerson
Aug 8, 2022 5:00:00 PM
The US economy is facing complicated macroeconomic forces. Amid the highest inflation levels seen in the past 45 years, on June 15, 2022, the Federal Reserve raised interest rates by 75 basis points (bps) after years of holding interest rates low and steady. This decision will increase the Fed’s benchmark federal-funds rate to a range between 1.5% and 1.75%. Most economists believe the Fed intends to raise interest rates by at least 75 bps in July and 75 bps in September. These increases will lead to the highest interest rates we’ve seen in many years. Therefore, home mortgage rates have seen increases and are due to continue to rise during the second semester of 2022.
Topics: hard money lenders, home buyers, houston, AMI Lenders