Mortgage & Commercial Lending News.

¿Está listo para convertirse en el propietario de una casa por primera vez? ¿Tiene ahorrado suficiente dinero para dar el enganche? ¿Ha calculado cómo financiar la compra? La meta número uno de la mayoría de las personas es tener una casa y las posibilidades de convertirse en dueño de una vivienda por primera vez mejoran tanto cuanto más informado esté.

Are you ready to own your first home? Do you have enough money saved for a down payment? Have you figured out how to finance the purchase? Owning a home is the number one goal for most people, and the more informed you are, the better chances you’ll have to get into the right first home for you.

Las Ejecuciones Hipotecarias en Texas están en alza. A continuación, encontrará algunos consejos de un Prestamista especializado en préstamos privados (conocidos en inglés como hard money loans) sobre ‘Cómo Evitar las Ejecuciones Hipotecarias en Texas’.

Foreclosure is a scary situation for any homeowner.

It usually occurs when a homeowner stops making payments on their mortgage loan.

Since mortgaged are secured loans, this means that the property will serve as collateral for the amount borrowed.

Interest rates have hit a new high, but Houston is outpacing the national average slightly over 5 percent for the 30 year mortgage rate this week. According to Freddie Mac’s latest Primary Mortgage Market Survey rates are still much higher than last year’s rate of 3.88%. Although it’s a 7 year high, mortgage rates should rise modestly from here.

Texas se encuentra entre los primeros lugares de la nación en el ranking de daños a la propiedad relacionados con el clima cada año. Por lo tanto, conocer los diferentes tipos de seguros disponibles y sus coberturas es clave. Si vive o planea vivir en uno de los 14 condados costeros o partes del Condado de Harris o la Bahía de Galveston, debe conocer las políticas separadas que están disponibles y que pueden ayudarlo a protegerse de las pérdidas causadas por las inundaciones.

Texas is amongst the top of the nation in rankings for weather-related property damage each year. Therefore, knowing the different types of insurances available and their coverages is crucial. If you live or plan to live in one of the  14 coastal counties or parts of Harris County or Galveston Bay you should know of separate policies that are available that may help you protect yourselves from losses caused by flooding.

For the 6^TH straight quarter Mortgage application fraud is on the upswing according to the National Mortgage Application Fraud Risk In

dex released by CoreLogic, a real estate data firm. CoreLogic developed the index based on residential mortgage loan applications processed by CoreLogic Loan Safe Fraud Manager, a predictive scoring technology.  Based on their findings, the index has increased for all of the last six consecutive quarters.

Obtaining a home inspection is a very important investment that will give you the confidence to make the best decisions whether you are selling or buying a home. If you are buying a home, this can be your largest single investment you will ever make. As private mortgage investors, we recommend you learn as much as possible about the newly constructed home or existing home before you purchase. If you are already a homeowner, a home inspection will give you the opportunity to identify problems and suggest preventative measures to help avoid costly repairs in the future. Below we will explore the most common FAQ’s regarding home inspections.

How does the new GOP Tax Bill Impact Mortgage Financing?

Republicans in Washington passed the most significant overhaul of the tax code since 1986. Many of us are left wondering how the tax bill impacts us. The plan is to reduce the tax burden for most individuals and put more money into people’s pockets at the expense of the national debt going up.