Mortgage & Commercial Lending News.

Houston's premier blog for all things related to Commercial and Residential Hard Money Loans.

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The Importance of FICO Scores To Hard Money Lenders

Posted by Jim Emerson

Jun 16, 2016 11:56:34 AM

As a commercial hard money lender, we understand the importance of one’s FICO score.  Therefore, we want to share our experience and how one can increase their FICO scores to improve their chances of getting a hard money loan. 

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Topics: Hard Money, Hard Money Loans, hard money lenders

Jim Emerson: There’s Trouble in River City

Posted by Jim Emerson

May 9, 2016 2:59:27 PM

In the musical “The Music Man”, Professor Harold Hill says “there’s trouble in River City”.

When it comes to Mortgage Investing and, given the risk of foreclosures in the greater Houston MSA; the lyrics should be “there’s trouble in Bayou City”.

In 2015 Texas foreclosure activity increased 16 percent. That compares with a 3 percent decline for the rest of the United States.

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Topics: Hard Money, Residential Loans, residential investment

Is Now The Time To Get A Hard Money Loan To Buy A Home In Houston?

Posted by Jim Emerson

Nov 10, 2015 1:00:00 PM

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Residential Hard Money Loans in HoustonEvery investor’s goal is to “buy low” and “sell high” but that’s easier said than done.

For borrowers that depend on hard money lenders to finance their dream home, the time to buy may be now. Hiring at U.S. companies accelerated in October helping to lift wages and clearing the path for the Federal Reserve to raise interest rates in December 2015.

 

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Topics: Hard Money, Hard Money Loans, Residential Loans

A Disturbing Discovery About Hard Money Lenders. Read below.

Posted by Jim Emerson

Oct 14, 2015 9:00:00 AM

If you make commercial loans, commercial mortgage loans, hard money loans, subprime loans, construction loans, or any loan secured by real estate, the following is a must-read.
 
At Associated Mortgage Investorswe are the Hard Money Lender and we recently approved financing for the purchase of a religious facility in the Commitment for Title we noticed several labor liens filed by the Texas Workforce Commission (“TWC”).

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Topics: Hard Money, Hard Money Loans, hard money lenders

Private Lenders Help Non-Bankable Borrowers Borrow The Money They Need

Posted by Gonzalo Arjona

Jul 30, 2014 3:13:12 PM

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Topics: Hard Money, Hard Money Loans, Low Documentation Loans, Houston Commercial Loans

Hard Money Loans; what are they?

Posted by Jim Emerson

Jul 18, 2014 9:59:49 AM

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Topics: Hard Money, Hard Money Loans, Residential Loans

Is Your Property a Good Fit For Commercial Investment Loans?

Posted by Gonzalo Arjona

Jun 30, 2014 11:32:44 AM

4 Ways to Assess a Commercial Property’s Worthiness

Commercial hard money Loans are very useful options for people who face difficulties with their loan applications with conventional financiers or banks. Furthermore, private lenders are more open to originating ‘cash-out’ loans on commercial properties.

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Topics: Hard Money, Hard Money Loans, Houston Commercial Loans, Specialty Loans

4 Tips for Financing Commercial Real Estate

Posted by Gonzalo Arjona

Jun 27, 2014 1:53:03 PM

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Topics: Hard Money, Low Documentation Loans, Tips

   

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AMI Lenders' Commercial Lending blog contains helpful information to help you understand the intricacies of Commercial Hard Money Lending practices in Texas. 

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