Mortgage & Commercial Lending News.

Houston's premier blog for all things related to Commercial and Residential Hard Money Loans.

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Jim Emerson

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Recent Posts

What will the 2021-2022 residential property market look like for Real Estate investors?

Posted by Jim Emerson

Aug 26, 2021 11:51:46 AM

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Topics: houston, residential hard money loans, real estate investors, AMI Lenders

The Appraisal Gap in a Hot Housing Market Explained: What strategies can a Buyer utilize to compensate for the missing financing?

Posted by Jim Emerson

Aug 6, 2021 10:51:41 AM

Whether you're a first-time buyer with no experience in real estate transactions, no experience obtaining a mortgage to purchase a property, or you are an expert looking into buying in a hot market; you'll want to know all about the Appraisal Gap. 

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Topics: hard money lenders, Financing for flipping houses, private money lenders in houston, AMI Lenders

What Are Hard Money Lenders and How Do They Help Real Estate Investors?

Posted by Jim Emerson

Jul 8, 2021 10:40:27 AM

Most think of "hard money lenders" as risk-takers, loan sharks, high-interest-rate lenders, lenders that require no documentation, and/or lenders who lend only to individuals with bad credit.

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Topics: hard money lenders, real estate, real estate investors, AMI Lenders

Lumber prices are almost sky-high. So what does this mean for Home Buyers, Developers, and Hard Money Lenders?

Posted by Jim Emerson

Jun 14, 2021 1:21:22 PM

Lumber has been in the headlines for some time now as we see its prices skyrocketing. Suppose you were thinking of starting construction in your new home or developing one for sale. In that case, you can't ignore the surge in lumber prices brought about by complex macroeconomic forces which were unduly complicated by the Covid-19 pandemic. As a result, demand for lumber has exploded in the past year, and lumberyards and suppliers have struggled to keep up with demand.

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Topics: houston hard money lenders, AMI Lenders, Lumber Prices

Understanding the Importance of FICO scores: The perspective of a Hard Money Lender in Houston

Posted by Jim Emerson

May 25, 2021 1:24:19 PM

With how trending Flip and Fix investments have become, it is no surprise more people want to get in on the opportunity. To get a loan for such investments, one needs to have the eligible FICO score. Many potential investors do not understand just how the FICO score works, how it is obtained, and how it can affect their ability to get a loan. Therefore, AMI Lenders has put all the information you need to know about FICO scores in this blog. 

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Topics: hard money lenders, AMI Lenders, FICO Scores

The Single-Family Rental Market is Hot. But Building Multifamily Properties to Rent is Getting Even Hotter

Posted by Jim Emerson

May 24, 2021 4:05:12 PM

If you’re a real estate investor and are looking to expand your investment portfolio, we have some good news for you! You might be investing in the hot housing market as of late, made a good profit, and have gained lots of experience along the way. But now what you actually need to look into is the next big opportunity in real estate development. Build-to-Rent! As commercial Hard Money Lenders in Houston, we’re here to give you all the tips we can to make you a profitable real estate investor. Read till the end to find out more.

 

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Topics: AMI Lenders, Building Multifamily Properties

Fix and Flip investments Can Be Lucrative If You Avoid These Common Mistakes Made by Real Estate Investors.

Posted by Jim Emerson

Apr 6, 2021 10:56:03 AM

Experienced investors have a good idea about how to make lucrative investments in fix and flip investments. However, not everyone knows how to make a rewarding deal because numerous new real estate investors do not have accurate knowledge about it. AMI Lenders believes fix and flip investments are very profitable. Hence, we have put together a list of common mistakes you must avoid if you want a beneficial investment. 
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Topics: construction loans, houston hard money lenders, fix and flip, real estate investors

As Hard Money Lenders, we often we asked what is the difference between the APY vs. APR?

Posted by Jim Emerson

Apr 6, 2021 9:58:07 AM

If you ever wondered what the difference is between the APY and the APR, here's all you need to know:

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Topics: Hard Money, hard money lenders, houston hard money lenders, APY, APR

Learn How to Prioritize Repairs to a Fix and Flip Property and Make the Most of your Hard Money Loan.

Posted by Jim Emerson

Apr 1, 2021 12:13:52 PM

As Fix and Flip investments gain popularity, they can help experienced Fix and Flippers make a substantial profit. In the past four years, the average gross flipping profit for investors has been between $60,000 and $70,000. However, if you don't do it properly, it's also possible to end up with a loss instead. As the name suggests, these properties need to be "fixed" before they are sold again. Fixing most commonly refers to repair work. It may be tempting to repair a few things in the house here and there and resell them. However, we also recommend following the advice from a professional home inspector for the highest profit. 

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Topics: hard money lenders, residential hard money loans, fix and flip

Manage and Keep Track of Your Fix and Flip Repair Budget to Maximize Profits!

Posted by Jim Emerson

Apr 1, 2021 12:11:55 PM

Fix and Flip Investment's increasing popularity in the United States.
According to Attom Data Solutions, around 5% to 7% of all homes sold were fixed and flipped in the past ten years. It means that investors do earn substantial profits by using this strategy. However, if you spend too much on repairs, you might incur a loss instead of a profit. With that in mind, we'd like to share the following advice gathered over the years from an experienced Houston Hard Money Lenders.

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Topics: fix and flip, Budget to Maximize Profits

   

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