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Call Us: 713-682-4400 | REIM

Below, please find our lending terms:

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1. Title Insured R.E. Only

We lend only on real estate secured by a title insured first lien (no second or inferior liens whatsoever).

onlytexasicon2. Texas Only Lending

We lend only on properties in the greater Houston MSA, the Dallas/Fort Worth MSA, and the Austin/San Antonio MSA; we do not lend out of state.

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3. Up To 80% Finance

We finance up to 80% on any purchase money loan (e.g. homesteads, second homes, investment properties, or commercial properties.) We finance up to 70% on lots and unimproved properties.

fixholdsicon4. 70% on Flips & Holds

On "fix & flip" or on "fix & hold" loans, we will finance up to 70% of the as repaired value.

 

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5. Refinancing Loans

We'll lend the following on refinances:

70%
  • LTV on homestead
  • LTV on 2nd homestead
  • LTV on "fix & flip" (including purchase price & repairs.)
65%
  • LTV on investment properties
  • LTV on commercial properties
50%
  • LTV on lots in platted and recorded subdivisions
33.3%
  • LTV on unimproved properties

 

 

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6. ITIN & Foreign Nationals

We provide loans to qualified ITIN borrowers and foreign nationals.

Please call 713-682-4400 for details.

 

Download our Flyer on Lending

Contact Us For A Hard Money Loan Today!

Jim EmersonPlease let us know your name and how to contact you. Then, click send to be taken to the online application.

 As you complete the application, please use your best estimate if documentation is not available.

What You Will Need

Documentation for all borrowers, including:

  • Picture ID (Passport, Driver License, etc.)
  • Your Source Of Income (Job, Business Owner, Social Security, etc.)
  • Best estimates of income, assets, and liabilities

After You Have Finished

We will contact you to:

  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate

Tell Us About You...
Some additional information in one line
 
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BETTER SERVICE. BETTER RATES.

713-682-4400
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© AMI Lenders Inc. 2020
   
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AMI Lenders Inc. Residential Mortgage Loan Originator NMLS 320385 State of Texas Office of Consumer Credit Commissioner Regulated Lender License #51409
710 N Post Oak Rd Suite 208 Houston TX 77024
James L. Emerson: NMLS # 315844.  Joseph L. Emerson: NMLS # 320291. Jeff Emerson: NMLS #320687
 
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