Below, please find our lending terms:

We have fixed rates and very competitive floating rates available for investors only (excludes homestead loans and cash-out refinance loans).


1. Title Insured R.E. Only

We lend only on real estate secured by a title insured first lien (no second or inferior liens whatsoever).

onlytexasicon2. We Lend in Texas Only

We lend only on properties in the greater Houston MSA, the Dallas/Fort Worth MSA, and the Austin/San Antonio MSA; we do not lend out of state.


3. We Finance Up to 80% of Cost

We finance up to 80% of the purchase price of the property plus 80% of the repair budget. (This includes improved residential, improved commercial properties, motels/hotels, apartment, etc.)

fixholdsicon4. 80% on Flips & Holds

We will finance 80% of cost, including purchase price or repairs.

LTV on "fix & flip" (including purchase price & repairs.)


5. Refinancing Loans

We'll lend the following on refinances:

  • LTV on homestead
  • LTV on 2nd home
  • LTV on lots in platted and recorded subdivisions
  • LTV on unimproved properties




6. ITIN & Foreign Nationals

We finance up to 80% of cost to qualified ITIN borrowers or up to 70% of cost on qualified Foreign Nationals.


*Must meet certain criteria, please contact an AMI Loan Originator today for more details; pricing and programs subject to change without notice. Please call 713-682-4400 for details.

Contact Us For A Hard Money Loan Today!

Jim EmersonPlease let us know your name and how to contact you. Then, click send to be taken to the online application.

As you complete the application, please use your best estimate if documentation is not available.

What You Will Need

Documentation for all borrowers, including:

  • Picture ID (Passport, Driver License, etc.)
  • Your Source Of Income (Job, Business Owner, Social Security, etc.)
  • Best estimates of income, assets, and liabilities

After You Have Finished

We will contact you to:

  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate

Tell Us About You...

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