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Call Us: 713-682-4400

Below, please find our lending terms:

We have fixed rates and very competitive floating rates available for investors only (excludes homestead loans and cash-out refinance loans).

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1. Title Insured R.E. Only

We lend only on real estate secured by a title insured first lien (no second or inferior liens whatsoever).

onlytexasicon2. We Lend in Texas Only

We lend only on properties in the greater Houston MSA, the Dallas/Fort Worth MSA, and the Austin/San Antonio MSA; we do not lend out of state.

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3. We Finance Up to 80% of Cost

We finance up to 80% of the purchase price of the property plus 80% of the repair budget. (This includes improved residential, improved commercial properties, motels/hotels, apartment, etc.)

fixholdsicon4. 80% on Flips & Holds

We will finance 80% of cost, including purchase price or repairs.

LTV on "fix & flip" (including purchase price & repairs.)

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5. Refinancing Loans

We'll lend the following on refinances:

80%
  • LTV on homestead
  • LTV on 2nd home
50%
  • LTV on lots in platted and recorded subdivisions
33.3%
  • LTV on unimproved properties

 

 

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6. ITIN & Foreign Nationals

We finance up to 80% of cost to qualified ITIN borrowers or up to 70% of cost on qualified Foreign Nationals.

 

*Must meet certain criteria, please contact an AMI Loan Originator today for more details; pricing and programs subject to change without notice. Please call 713-682-4400 for details.

 

Download our Flyer on Lending

Contact Us For A Hard Money Loan Today!

Jim EmersonPlease let us know your name and how to contact you. Then, click send to be taken to the online application.

As you complete the application, please use your best estimate if documentation is not available.

What You Will Need

Documentation for all borrowers, including:

  • Picture ID (Passport, Driver License, etc.)
  • Your Source Of Income (Job, Business Owner, Social Security, etc.)
  • Best estimates of income, assets, and liabilities

After You Have Finished

We will contact you to:

  • Guide you through the loan process
  • Complete your loan application package
  • Help you select the best program and interest rate

Tell Us About You...
Some additional information in one line
 
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BETTER SERVICE. BETTER RATES.

713-682-4400
AMI Lenders business hours
© AMI Lenders Inc. 2023
   
Equal Housing Lender at AMI Lenders
AMI Lenders, 710 N Post Oak Rd #208, Houston, TX 77024
AMI Lenders Inc. Residential Mortgage Loan Originator NMLS 320385 State of Texas Office of Consumer Credit Commissioner Regulated Lender License #51409
710 N Post Oak Rd Suite 208 Houston TX 77024
Jeff Emerson: NMLS #320687

Figure: 7 TAC §80.200(b)

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

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