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Residential Hard Money Lenders

Residential Hard Money Lenders

Established in 1990 by Jim Emerson, AMI Lenders is a Mortgage Investors Corporation providing an alternate source of real estate financing for all types of properties in the residential and commercial fields. AMI Lenders and its loan staff are licensed residential and commercial mortgage lenders. Our commercial hard money lenders have a total of over sixty years of experience providing better service and better hard money lending rates in Houston and surrounding cities. We are a private lender and we respond quickly to hard money loan requests.


Residential Loans

These are loans made to individuals who are acquiring or refinancing a residential property, and occupy or intend to occupy the property, as a primary or secondary residence.


Commercial Loans

These loans are secured by properties being acquired and/or owned as an investment for a defined commercial use. The investment can be short or long term depending on the needs of the Owner/Borrower. Read More...


Specialty Loans

AMI Lenders will assist you with acquiring financing for assets other than real estate. These are commercial loans used to provide working capital for ongoing operations and the acquisition of equipment. Read More...

Tell Us About You!


Jim Emerson- Private Mortgage Investor

Jim Emerson founded AMI Lenders in 1990 because he realized the service he could provide was far superior to that being offered by existing banks, financial institutions and other Mortgage Investment Corporations. Because AMI is a private hard money lender, and one of the largest Mortgage Investment Companies in the Southwest, there are no committees or third parties to stand between you and your loan. AMI lends its own money and makes all decisions. This allows Jim Emerson and his staff of Residental Hard Money Lenders total control and flexibility when looking at your hard money loan.